At Business Compiler, we try to help people to make better financial planning. In this article, we have compiled list of cheapest car insurance companies in Sacramento. Our findings show that Wawanesa offers drivers in Sacramento some of the cheapest average rates followed by Geico.
Cheapest Car Insurance Companies in Sacramento
- Wawanesa
- Geico
- Kemper
- Mercury
- Progressive
Wawanesa
Wawanesa takes the first position as the cheapest car insurance policies provider in Sacramento with $95 per month or $1,140 per year.
Wawanesa which started operation in Canada has established large presence in California today. The Auto insurance company ranked number one in the 2022 J.D. Power U.S. Auto Insurance Study based on California customers’ opinions of its billing process, policy information, claims handling, customer interactions, policy offerings and price.
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Geico
The second cheapest car insurance in Sacramento is GEICO with average premium costs of $122 per month.
In addition to Geico’s comparatively low average premiums, the company offers range of discount opportunities to its policyholders, especially the military members, federal employees, safe drivers, good students and others. You need to contact an agent verify your discount eligibility.
Kemper
Kemper is another car insurance company that offers cheap insurance policies tailored to high-risk drivers, and other standard coverages and a few endorsements.
Kemper’s full annual coverage costs $1,861 or, and while minimum coverage costs $610 per annum.
Kemper also has other options like gap insurance, drivers can choose from customized options like Kemper Total, which may help new auto owners cover the cost of repairing or replacing a damaged car instead of paying out its actual cash value, which includes depreciation.
On the flipside, despite having the third cheapest full coverage rate, Kemper has the highest minimum annual coverage.
Mercury
Mercury is the fourth cheapest car insurance company in Sacramento with $1,882 average annual premium for full coverage, and $588 average annual premium for minimum coverage.
In J.D. Power’s customer satisfaction report, Mercury scored above the regional average, thereby placing it on the third position for both cheapest and best in terms of service delivery.
The company also offers rideshare insurance. Rideshare coverage may be ideal for drivers of app-based ride services such Uber and Lyft. If you prefer doing business online Mercury’s digital tools may ideal for you. It has network of local agents available to handle business in person.
Progressive
Progressive is the fifth cheapest car insurance company in Sacramento with average annual premium of $1,924,for full coverage, and $551 for minimum coverage.
Progressive offers several cost effective policies to help policyholders save money. Drivers who enroll on its Snapshot telematics program, which tracks their driving habits and those with safe driving behaviors are rewarded with a discount.
Meanwhile, J.D. Power ranked Progressive lower-than-average on claims satisfaction rating.