Top 10 Lucrative Businesses to Start without Money

As much as we recognize the importance of finance in starting up a business, not having money should not be a constraint in start ling lucrative business in this era. There are numerous highly profitable businesses with zero investment.

Zero-investment businesses are commercial activities that require little or no investment but provide reasonable profit. These businesses do not require much training. It can be created based on your knowledge and talents. Below are some business options that are possible without any capital but that can deliver excellent rewards

There are many business ideas you can pursue that do not require a large upfront investment. One of the best ways to gain financial independence is to start earning passive income. People are often discouraged as they lack the necessary qualifications and investment to set up their business or earning opportunities.

Hence, everyone looks for ways to earn some extra money along with their existing jobs. So whether you are a student, a homemaker, or an employed person who wants to have an independent source of income or to take home some extra money, here are the 10 best business ideas to earn money with zero investment.

  • Real Estate Agent
  • Content Creator and Social Media Influencer
  • Affiliate marketing
  • Graphic Designing
  • Website Development
  • Vehicle Renting

In case you lack the capital to invest in a real estate business, you can become agent to real estate developers and property owners and earn commission for every successful transaction. As a realtor, you don’t have to invest any money. All you have to do is to connect property seller with buyers and earn money.

Content Creation and Social Media Influenceer

Content creation is one the aspects of money spinning in tech industry. In recent time content creation has produced many millionaires of which greater percentage are youths and young people. There are different areas you can venture in in content creation depends on your skills and passion. It can be video content or text content. For video content you leverage YouTube channel, Facebook, Instagram, TikTok. For text content, you can become online publisher, otherwise known as blogger. 

Start your YouTube channel

Thousands of content creators on YouTube make millions by uploading videos on YouTube for free. Google said it paid about $30 billion to content creators on YouTube in 2022.

Launched in 2005, YouTube is the world’s biggest video platform and one can earn money by creating videos on YouTube. It's free to use, all you need are a mobile or desktop and an internet connection. You can create entertainment, news videos, or educative videos that teach a particular subject, skill set or how to solve some technical problems.

Start blogging

To be successful in this profession, it is important to choose a subject of your interest. And then, focus on reaching the target market for the subject. Topics can be anything you find interesting and also people have an interest in those subjects

If writing is your thing, then there couldn’t be a better idea than investing in your blog. You can share your thoughts, learning, or emotions with people and create an audience for your blogs.

Become a social media influencer

We are living in an era of the internet where social media is booming. If one knows how to use the art of social media, then he can make a huge sum of money out of it. You need to be active on social media, connect with like-minded people, and share content with your audience.

Home Cleaning Services

People are very busy nowadays as they have engaged themselves in several activities at the same time and hence they prefer to hire a home cleaning service provider to clean their homes or offices. This is an opportunity for those looking for an extra source of income without investing.


Dropshipping is an e-commerce business model in which you don’t have to manage any physical products. All you have to do is set up an online store and partner with suppliers who are ready to store, package, and ship orders to your customers.

Online and Home Tutoring

Teaching is a good zero-investment business idea and it can be done from home or online. You can teach courses ranging from academic to hobby such as yoga, dancing, singing, and drawing. Having a skill would guarantee better income. Also, you can start language classes which are growing in popularity, especially English-speaking courses.

Affiliate marketing

Affiliate marketing is marketing in which a company pays an affiliate for each customer that comes because of the affiliate’s efforts. Every sale that you make earns you money in commission.

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Graphic Design and Branding Services

If you are a skilled graphic designer or artist you can start pitching your skills to small business owners online and offline. There is high demand of branding and design services by but  start-ups and existing businesses. Use your social media handles to promote your graphic designing skills. There are also online platforms for freelancers such Upwork, Fiverr, FreeUp etc where you can get gig for graphic designing and branding services. These platforms connects you with clients globally.

Website Development

Like a graphic designer, if you're skilled website developer you can start pitching your skill to small business owners to create and maintain their business websites for them. Online freelancers sites offer freelance website developers and designers access to global clients.

Vehicle Renting

Another similar idea is to rent your vehicle and start earning your passive income. In case you haven’t connected with any ridesharing company, then this is the time to connect with companies like Bolt and UBER to start your passive income today.

Read Also: How to Buy Existing Business with Money

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