Financial Planning Software
While you can handle your personal financial planning with spreadsheets or hire a financial planner, there are free financial planning software that make your financial planning much easier and more organized.
1 Savology
https://savology.com/
Savology is one of the best free financial planning software you can get. Although, it is relatively new platform amongst financial planning platforms available, it’s looking to make your financial life a breeze.
Savology’s platform provides you with important insights into all of your finances including insurances, debt, your retirement planning, estate planning, etc
Using Savology helps reach your financial goals, discover your financial wellness, and get personalized action items.
Supported Platforms
Windows, Web, Mac OS X
2 Tazamba
https://www.tazamba.com/welcome?
Tazamba is a perfect platform to track your Assets, Liabilities, Net Worth, Money In and Money Out for your projects in any currency.
With Tazamba, you seamlessly monitor, collaborate and engage with your vendors, contractors, employees, accountants or other users wish to add to allow them post Money In, Money Out, images and news updates on your projects.
The beauty is that Tazamba is free to use.
3 AceMoney Lite
AceMoney Lite, which prides itself as the best Quicken alternative, helps you manage your budgets, track your finances in multiple currencies, monitor your investments and gives you insights on your spending habits. It also has features foronline banking. This lite version, limits to having only two accounts, but the full version supports unlimited accounts.
Supported Platforms
AceMoney Lite is compatible with Windows and Mac OS X.
4 Personal Capital
https://www.personalcapital.com/get-started/
Personal Capital offers free financial software for tracking investments and planning for retirement, in addition to its tools for cash flow, spending, budgeting and net worth. Personal Capital's focus is on investments, showing you the performance of your portfolio over time and helping you make decisions for the future, so its budgeting components aren't as robust as other software.
If you're not an investor or prefer fine-tuning your budget to getting the broad view, Personal Capital may not be the best for you. However, if you want to save for college or retirement, its free tools will show you whether you're on track.
5 Buddi
http://buddi.digitalcave.ca/tutorials/scheduled.jsp
Buddi is an open-source budget solution. Buddi can encrypt financial data with a password, and it's easy to use even if you are a novice with no financial and accounting knowledge. It’s multiple languages feature makes it easier to by used by anyone.
The software has features for budgeting, tracking accounts, and personal finance reporting, but you will have to enter transactions manually. It has free plugins that m add more features, and the online user manual is easy to read and use.
Supported Platforms
Buddi is compatible with Windows, Mac OS X, and Linux.
6 Level Money (Financial Planning App)
Level money is a powerful financial planning app. As the name suggests, it levels the amount of money one can spend in a day, week, or month. The financial planning app automatically picks data from your smartphone and keeps sending reminder notification regarding the amount left to spend, thereby leveling up the savings and expenses rate. It also keeps track and gives you a insight to your spending habits based on the information it received
7 Mint (Money Management App)
Mint is one of the best mobile financial planning apps that automatically enables you track your money anytime from anywhere. Once you input your basic information, Mint update the information by providing you with vital information from time to time.
8 Pear Budget (Expense Tracking App)
Pear Budget is a financial planning app. As the number implies, Pear budget helps you budget your expenses. It uses spreadsheet format wherein you have to manually enter the information. It has certain basic expense categories on default, which user may alter later to suit one’s personal finance plans. Unlike other financial planning app, Pear Budget automated but it serves the purpose, especially for first-timers.
9 GnuCash (Financial Planning App)
GnuCash is a financial planning app. It's Linux-based system that works on double-entry bookkeeping. It is a business accounting tool, and can also be used for personal financial and accounting needs. For your personal finance, GnuCash helps you track your expenses and savings as well as with bank and investment accounts.
In addition some bank websites provide mobile applications wherein customers can enter data about accounts, loans, investments, insurance, etc. They help you keep track of your income and expenses and provide information about their new products from time to time, which can help you in your financial management.
10 Personal Capital
Personal Capital offers free financial software for cash flow, spending, budgeting and net worth. It as well offer tools for you to track your investments and plan for retirement. Personal Capital focuses on investments, giving you insights on the performance of your portfolio over time and enable you make decisions for the future
Its budgeting components are not as comprehensive as other software.
If you're not an investor or prefer fine-tuning your budget to getting the broad view, Personal Capital may not be suitable for you. But if you want to save for education or retirement, its free tools will show you whether you're on track.